ACC Waivers
ACC Waiver
Members:
The Alpine Club of Canada has moved to an annual Release of Liability, Waiver of Claims, Assumption of Risks Agreement (the “ACC Waiver”). A Member must have a current ACC Waiver in place to register for and participate in ACC Activities.
All adults must sign their own ACC Waiver, and a parent/legal guardian must sign for a minor member. The ACC Waiver is a legal document in which you waive or give up certain legal rights, including the right to sue for negligence, breach of contract or breach of the Occupiers Liability Act or claim compensation following an accident. PLEASE READ IT CAREFULLY!
The Waiver applies to all your participation in ACC Activities for 12 months from the date you sign it. Therefore, as a Member you are not required to sign an ACC Waiver for each ACC Activity. A Member who does not have a current ACC Waiver in place, or whose ACC Waiver will expire before the scheduled date of the ACC Activity, will not be allowed to register for or participate in ACC Activities until they agree to the new ACC Waiver.
As your ACC Waiver will be valid for 12 months from the date you sign it, the 12-month term of your ACC Waiver may not align with your 12-month membership term (you may delay signing your ACC Waiver until the first time you log into the portal). You won’t be required to sign a new ACC Waiver upon membership renewal if your current one is still valid. However, if your ACC Waiver expires mid-membership, you will be required to sign a new current ACC Waiver to continue to register for and participate in ACC Activities.
The ACC Waiver is available for completion the first time the member logs into the portal, and a copy is available for preview below.
Non-Members:
Where non-members are permitted to participate in an ACC Activity, such non-member will be required to sign the ACC Waiver as a condition of participating. If your membership expires before your ACC Waiver, your ACC Waiver will continue to apply to all ACC Activities you participate in as a non-member.
Risks, Dangers & Hazards of ACC Activities
The risks, dangers and hazards associated with a particular ACC Activity are listed on the registration webpages. It is the participant’s responsibility to inform themselves of these risks, dangers and hazards prior to registering in the trip.
ACC Release of Liability, Waiver of Claims, Assumption of Risks Agreement
Everyone who wishes to participate in an ACC Activity must have a current ACC Waiver as a condition of participating. If your ACC Waiver expires prior to the scheduled date for the ACC Activity, you will be required to complete a new ACC Waiver prior to registering and participating. If the ACC Waiver is not completed, participation will not be permitted.
Model Release Agreement
The completion of this agreement permits the ACC to use your image in photo and video content for legitimate uses as outlined in the document.
Additional ACC Trip Waivers
Depending on your trip, you may also be requested to complete the following waivers in addition to those listed above:
Avalanche Canada Liability Release Waiver
This waiver is required for any course that follows the Avalanche Canada curriculum guidelines (i.e. AST 1, AST 2, etc.)
Liability insurance for helping with club activities
The venues (outdoor and indoor) in which we all recreate can be potentially dangerous places and we all know that accidents can happen.
The ACC’s first goal is always to prevent accidents and injuries through safety education and leadership training. But the Club also carries a comprehensive liability insurance policy that covers its members leading or involved in running an ACC trip/event, and its contractors and employees in case they are named in a lawsuit following an accident.
Being covered by this policy is a benefit of ACC membership and it might be a bigger benefit than many people think. If you’re an ACC member and you’re leading an ice climbing outing or helping out with the logistics of a ski camp or belaying in a sport climbing competition – any official ACC activity – you’re covered under our policy. If an accident happens that results in a lawsuit, the ACC’s insurance company steps in and covers legal bills and damages to $10 million.
Liability insurance is something we all hope we never have to use. But like your helmet or your crevasse rescue skills, it’s good to know that it’s in place should you ever need it.
The ACC also sells Tugo travel insurance for personal trips. These policies cover activities such as rock climbing and hiking. They can also be tailored to cover activities such as ice climbing and mountaineering over 6,000m. We have a licensed insurance agent based out of the National Office in Canmore who can answer queries, including the ins and outs of what is needed for your particular adventure. See our Travel Insurance page.
Quick Tugo Insurance Info
Emergency Medical
This plan can be for Canadians travelling outside their home province (domestically and internationally) and also for visitors to Canada. This policy includes emergency evacuation to a monetary limit and medical once you have been evacuated.
Trip Interruption
Trip interruption can be added on or bought as a stand-alone policy. If something that’s covered happens while you are away trip interruption will help you with unexpected costs such as booking a new flight and hotels stays should you have to stay longer for medical treatment.
Trip Cancellation
Trip cancellation covers you for any non-refundable costs for your trip. If you can get credits for an expense then you can’t claim that expense under trip cancellation. We recommend trip cancellation for hut bookings and ACC programs such as the GMC.
Affinity Life Insurance Info
Ensure financial protection for your loved ones while continuing to do your alpine activities
Getting out in the mountains is what fuels and sustains many people in the mountain communities. However, recreating in the mountains comes with many risks. Mountain people are no stranger to evaluating risk and all have different tolerances. These tolerances can change dramatically when loved ones come into the scene. For example a new family. Life Insurance won’t protect your love ones from the tragic loss of your death, but it can protect them financially while they are grieving were that to happen.
In the spirit of hoping for the best but preparing for the worst, we have decided to partner with Affinity Life to offer our community life insurance plans that are made for outdoor enthusiasts.
Please note, currently Affinity Life Plans are only available in BC, AB, ON and NB. We hope to expand this in the future and will update this page once that happens.
